OPEN ENROLLMENT
August 13th – 14th
How to Enroll
This enrollment is MANDATORY.
You must complete your enrollment whether you are electing benefits or waiving them.
Onsite Enrollment
LOCATION: High School teacher’s lounge
TIME: 8:00 a.m. onward
Before you speak with a benefit counselor, please have the following information ready: dependents’ names, birth dates, social security numbers, addresses, and phone numbers.
Benefits
Medical
Medical insurance provides essential coverage for a wide range of healthcare needs—from routine checkups and preventive care to major medical services like surgeries and hospital stays. With access to a network of trusted providers, this coverage helps manage healthcare costs, protects against unexpected expenses, and supports overall wellness for individuals and families.
TRS ActiveCare Plan Highlights – Region 15 2026-27
Telemedicine
Recuro is your telemedicine and behavioral health provider. Telemedicine services allow doctors to treat patients via video chat/webcam, phone, or email. These services have grown in popularity in recent years and offer a cost-effective way to get quick and convenient access to medical care when you need it.
Dental
Routine dental check-ups help you and your family maintain healthy gums and teeth. With Sun Life as your Dental provider, there are two different Dental plans to choose from. Check out your guidebook for more information.
Vision
Your vision health is an important part of complete wellness. Vision benefits from Sun Life are designed to give you and your covered family members the care, value, and service to help maintain good vision and overall health. This vision plan utilizes the VSP provider network.
Flexible Spending Accounts
Do you anticipate new or changing medical or dependent care expenses this upcoming plan year? Consider increasing your Flexible Spending Account contribution, according to your anticipated medical or dependent care needs during the ENTIRE period of coverage.
Check Your FSA/HSA Balance
Click on the link below to view your current FSA/HSA balance. You can create an account or login with your credentials if you already have an account.
Health Savings Account
Click on the link below to view your current FSA/HSA balance. You can create an account or login with your credentials if you already have an account.
You can use the money in your HSA, tax-free, for eligible health care expenses, prescription costs, etc.). Your HSA is owned by you and goes with you if you become unemployed, change jobs, or retire.
Basic Life / AD&D & Voluntary Life / AD&D Insurance
Ranger ISD provides you with a Basic Life/AD&D insurance plan at no cost to you with an option to purchase Sun Life’s Voluntary Life/AD&D insurance plan. What does Life and AD&D insurance do? If you die while covered, Life insurance can provide financial protection for your family in the form of helping to pay for things like living expenses, final arrangements, tuition, and more. AD&D insurance can pay a benefit upon accidental death or dismemberment.
Employee Assistance Program
Sun Life is your Employee Assistance Program provider. It provides you and your family with access to additional benefits free of charge, courtesy of Ranger ISD.
Other Benefits
Accident
Helping you prepare for the unexpected
You do everything you can to keep your family safe, but accidents do happen. Take comfort knowing you have help to manage the medical costs associated with accidental injuries that occur both on- and off-the-job. Accident Insurance from Symetra provides additional coverage to help cover medical expenses and living costs when you get hurt.
Critical Illness
A critical illness, like cancer, a heart attack, or stroke, can be devastating. It can also be a huge and unexpected financial challenge. Medical insurance may not cover all costs, and you could face additional bills on top of those.
While Medical insurance pays your doctor for treatment, Critical Illness insurance pays you directly to help with your other needs. Symetra is the provider of Critical Illness for Ranger ISD.
Hospital Stay Pay
Protection against high hospital bills
Symetra is the provider for Hospital Stay Pay. This is a type of benefit that pays directly to you for days spent in the hospital. Symetra offers a low, medium, and high plan. For more information, check out your benefits guidebook.
Educator Disability
If you can’t work, why, should your bank account suffer?
Sun Life Educator Select disability insurance can help protect a portion of your income — and your family’s financial security when a sudden illness or injury disrupts your life.
ID Theft
Identity theft is the fastest growing crime. With Allstate, you can rest easier knowing you have experienced professionals in your corner restoring your identity.
Your personal information is monitored 24/7/365. Alerts inform you of potential threats for immediate action. Allstate does the work to restore your identity.
AIP Portability Flyer | AIP Product Features Flyer | AIP Subscriber Flyer | AIP Subscriber FAQ
MASA Medical Transport
Decide which MASA MTS plan will provide you with the ultimate peace of mind at an affordable rate when it comes to protecting your family from massive out-of-pocket ambulance charges. Choose from Emergency Plus or Platinum membership.
Universal Life Insurance
Help protect those who depend on you
Transamerica Universal Life Insurance provides a cash benefit after you pass that can assist with your final expenses and your dependents’ care, living expenses, or college tuition.
Legal Insurance
No matter how well you plan your life, you can be sure a few unforeseen challenges will arise. When they do, it’s reassuring to know that help and support are close at hand. That’s where Legal Club of America has you covered with Legal insurance.
Carrier Contacts
RANGER ISD

1842 Loop 254 East,
Ranger, TX 76470
(254) 647-1187
www.EmployeeNavigator.com
FBMC Service Center
(877) 897-3194
Mon-Fri 7 a.m. – 6 p.m. CST
www.FBMC.com
MEDICAL
MEDICAL (TRS ACTIVECARE)BCBSTX
GRP#’s:
Primary: 385003
Primary+: 385001
HD: 385000
AC2: 385002
WTX Blue Ess: 295781
Phone’s:
BCBSTX: (866) 355-5999
WTXBE: (888) 378-1633
DENTAL | VISION
SunLife
GRP#: 960734
(800) 247-6875
TELEMEDICINE
Recuro Health
(855) 673-2876
recurohealth.com
FSA | HSA
National Benefit Services
GRP#: NBS834370
(800) 274-0503
EMPLOYEE ASSISTANCE PROGRAM
SunLife
GRP#: 475773
(800) 854-1446
LIFE / DISABILITY
SunLife
GRP#’s:
Basic Life/AD&D: 475773
Vol Life/AD&D: 475774
(866) 679-3054
ACCIDENT | CRITICAL-ILLNESS | HOSPITAL
Symetra
GRP#: 13166000
(800) 497-3699
EDUCATOR DISABILITY
SunLife
GRP#: 475775
(866) 679-3054
ID THEFT
Allstate
GRP#: 10238
(800) 789-2720
MEDICAL TRANSPORT
MASA Global
GRP#: B2BRAISD
Phone #’s
Global Emergency: (800) 643-9023
Customer Service: (800) 423-3226
UNIVERSAL LIFE
Transamerica
GRP#: G000053048
(888) 763-7474, option 4
LEGAL
Legal Club of America
GRP#: 1027
(800) 305-6816