OPEN ENROLLMENT
August 13th – 14th

How to Enroll

This enrollment is MANDATORY.
You must complete your enrollment whether you are electing benefits or waiving them.

Onsite Enrollment

LOCATION: High School teacher’s lounge
TIME: 8:00 a.m. onward

Before you speak with a benefit counselor, please have the following information ready: dependents’ names, birth dates, social security numbers, addresses, and phone numbers. 

Benefits

Medical

Medical insurance provides essential coverage for a wide range of healthcare needs—from routine checkups and preventive care to major medical services like surgeries and hospital stays. With access to a network of trusted providers, this coverage helps manage healthcare costs, protects against unexpected expenses, and supports overall wellness for individuals and families.

TRS ActiveCare Plan Highlights – Region 15 2026-27

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Telemedicine

Recuro is your telemedicine and behavioral health provider. Telemedicine services allow doctors to treat patients via video chat/webcam, phone, or email. These services have grown in popularity in recent years and offer a cost-effective way to get quick and convenient access to medical care when you need it.

Dental

Routine dental check-ups help you and your family maintain healthy gums and teeth. With Sun Life as your Dental provider, there are two different Dental plans to choose from. Check out your guidebook for more information.

Dental Benefit Summary 

Vision

Your vision health is an important part of complete wellness. Vision benefits from Sun Life are designed to give you and your covered family members the care, value, and service to help maintain good vision and overall health. This vision plan utilizes the VSP provider network.

Vision Benefit Summary 

Flexible Spending Accounts

Do you anticipate new or changing medical or dependent care expenses this upcoming plan year? Consider increasing your Flexible Spending Account contribution, according to your anticipated medical or dependent care needs during the ENTIRE period of coverage.

Check Your FSA/HSA Balance

Click on the link below to view your current FSA/HSA balance. You can create an account or login with your credentials if you already have an account.

Health Savings Account

Click on the link below to view your current FSA/HSA balance. You can create an account or login with your credentials if you already have an account.

You can use the money in your HSA, tax-free, for eligible health care expenses, prescription costs, etc.). Your HSA is owned by you and goes with you if you become unemployed, change jobs, or retire.

Basic Life / AD&D & Voluntary Life / AD&D Insurance

Ranger ISD provides you with a Basic Life/AD&D insurance plan at no cost to you with an option to purchase Sun Life’s Voluntary Life/AD&D insurance plan. What does Life and AD&D insurance do? If you die while covered, Life insurance can provide financial protection for your family in the form of helping to pay for things like living expenses, final arrangements, tuition, and more. AD&D insurance can pay a benefit upon accidental death or dismemberment.

Employee Assistance Program

Sun Life is your Employee Assistance Program provider. It provides you and your family with access to additional benefits free of charge, courtesy of Ranger ISD.

Other Benefits

Accident

Helping you prepare for the unexpected

You do everything you can to keep your family safe, but accidents do happen. Take comfort knowing you have help to manage the medical costs associated with accidental injuries that occur both on- and off-the-job. Accident Insurance from Symetra provides additional coverage to help cover medical expenses and living costs when you get hurt.

Critical Illness

A critical illness, like cancer, a heart attack, or stroke, can be devastating. It can also be a huge and unexpected financial challenge. Medical insurance may not cover all costs, and you could face additional bills on top of those.

While Medical insurance pays your doctor for treatment, Critical Illness insurance pays you directly to help with your other needs. Symetra is the provider of Critical Illness for Ranger ISD.

Hospital Stay Pay

Protection against high hospital bills

Symetra is the provider for Hospital Stay Pay. This is a type of benefit that pays directly to you for days spent in the hospital. Symetra offers a low, medium, and high plan. For more information, check out your benefits guidebook.

Educator Disability

If you can’t work, why, should your bank account suffer?

Sun Life Educator Select disability insurance can help protect a portion of your income — and your family’s financial security when a sudden illness or injury disrupts your life.

ID Theft 

Identity theft is the fastest growing crime. With Allstate, you can rest easier knowing you have experienced professionals in your corner restoring your identity.

Your personal information is monitored 24/7/365. Alerts inform you of potential threats for immediate action. Allstate does the work to restore your identity.

AIP Portability Flyer | AIP Product Features Flyer | AIP Subscriber Flyer | AIP Subscriber FAQ

MASA Medical Transport

Decide which MASA MTS plan will provide you with the ultimate peace of mind at an affordable rate when it comes to protecting your family from massive out-of-pocket ambulance charges. Choose from Emergency Plus or Platinum membership.

Universal Life Insurance

Help protect those who depend on you

Transamerica Universal Life Insurance provides a cash benefit after you pass that can assist with your final expenses and your dependents’ care, living expenses, or college tuition.

Universal Life Brochure 

Legal Insurance

No matter how well you plan your life, you can be sure a few unforeseen challenges will arise. When they do, it’s reassuring to know that help and support are close at hand. That’s where Legal Club of America has you covered with Legal insurance.

Carrier Contacts

RANGER ISD


1842 Loop 254 East,
Ranger, TX 76470
(254) 647-1187
www.EmployeeNavigator.com

FBMC Service Center

(877) 897-3194
Mon-Fri 7 a.m. – 6 p.m. CST
www.FBMC.com

MEDICAL

MEDICAL (TRS ACTIVECARE)BCBSTX

GRP#’s:
Primary: 385003
Primary+: 385001
HD: 385000
AC2: 385002
WTX Blue Ess: 295781

Phone’s:
BCBSTX: (866) 355-5999
WTXBE: (888) 378-1633

www.bcbstx.com/trsactivecare

DENTAL | VISION

SunLife
GRP#: 960734
(800) 247-6875

SunLife.com

TELEMEDICINE

Recuro Health
(855) 673-2876
recurohealth.com

FSA | HSA

National Benefit Services
GRP#: NBS834370
(800) 274-0503

nbsbenefits.com

EMPLOYEE ASSISTANCE PROGRAM

SunLife
GRP#: 475773
(800) 854-1446

SunLife.com

LIFE / DISABILITY

SunLife
GRP#’s:
Basic Life/AD&D: 475773
Vol Life/AD&D: 475774
(866) 679-3054

SunLife.com

ACCIDENT | CRITICAL-ILLNESS | HOSPITAL

Symetra
GRP#: 13166000
(800) 497-3699

sbclaims@symetra.com

EDUCATOR DISABILITY

SunLife
GRP#: 475775
(866) 679-3054

SunLife.com

ID THEFT

Allstate
GRP#: 10238
(800) 789-2720

www.myaip.com

MEDICAL TRANSPORT

MASA Global
GRP#: B2BRAISD

Phone #’s
Global Emergency: (800) 643-9023
Customer Service: (800) 423-3226

MASAGlobal.com

UNIVERSAL LIFE

Transamerica
GRP#: G000053048
(888) 763-7474, option 4

www.TEBcustresp@transamerica.com

LEGAL

Legal Club of America
GRP#: 1027
(800) 305-6816

www.legalclub.com